TNL Car Title Loans San Jose CA


  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

TNL Car Title Loans San Jose CA

Address: San Jose, CA, 95125
Phone number: 888-663-7074

See how much you can borrow today

  • Free and fast estimate process
  • Discover loan amount right away

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why you should get a title loan with The Net Lender:

Have cash in your hand in under 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Nationwide Coverage

We service the majority of cities and states in the US from coast to coast to make things as convenient for you as possible.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Very helpful place

This place was honest and answered all of my questions without hesitation. Super nice staff and great rates on their title loans.

Highly recommend them if you need a loan and happen to own your car too.

- Vanessa
I highly recommend this company.

I was in desperate need of cash. I had some financial problems that I won’t get into…life happens. I called around a few places and was not getting much help and decided to call The Net Lender. I had a professional staff person explain the process and got a loan on my car the same day.

- Andy Jones
Restored My Faith in Loan Agencies

I am the head of the household and I know that pressure one can get from bills and discrepancies in your credit. I used my car I bought before I got married and it turned out to be  such a lifesaver for me. I took out about half of what I was offered and wasn’t pressured any further. Thank you and hopefully my car will be eligible again if need be.

- Jeremiah Lutes
Highly Recommended by My Neighbors
I came in directly after my work shift and was worried due to the time restraints to get my loan processed in time. Everything went smoothly and quickly but most importantly, efficiently. Very friendly staff. I would recommend TNL for any person needing money quick.
- Jill Banner
Very Helpful Establishment

Getting a title loan was significantly easier than I anticipated. Bryan was really knowledgeable and walked me through the method with ease. If I’m ever in a tough position again, I’m confident that they may be able to help me out! Incredibly nice and very helpful!

- Kim Redding
Got a Nice Amount for My 4×4
Fantastic service, with efficient and knowledgeable employees. I was in and out in no time, with just what I required. Would undoubtedly suggest and use again.
- Rick G
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Car Title Loans in San Jose, California

When it comes to our San Jose car title loans, you will find that there are many different situations and reasons to consider this particular loan over alternative sources. You only need to own your vehicle and meet a handful of other requirements. The requirements are a lot less stiff than a bank loan which makes it a preferred choice by many already. You can apply right now online or give us a call at (408) 914-2096 today.

Watch the video here or continue reading the article below:

San Jose Car Title Loans – Bad Credit Okay

Worried about your past credit? Don’t be. The main concern our lenders have is that borrowers can actually pay their loan back. Meaning, if you aren’t bringing enough in every month to afford a loan repayment, then you likely aren’t going to qualify. The upside to this method is that you aren’t intentionally given a loan you can’t afford. Which in turn costs you more and causes you to lose your vehicle due to defaulting on your loan. This is how many other quick cash, short-term lenders take advantage of those in dire need of a little money assistance.  Click here to get help getting a pink slip loan in San Jose, CA.

Fast Approval and Simple Application Process

We strive to determine approvals within 30 minutes because we understand the need to obtain the quick cash right away and not days later. Our focus on customer service has never been higher and we are always here to answer your questions and help you apply in any way we can. Don’t hesitate to reach out to us if you’re unsure about our car title loans and how they work.

Our repayment plan is part of the reason San Jose residents choose us when they need to obtain an auto title loan. After all, without our loan offers, many of our borrowers would have likely gone without; their words, not ours.

Bank loans are time consuming and require a credit check or you’re hit with spiked interest and longer repayment terms. Payday loans offer small cash loans and with interest rates that far exceed that of a bank loan. They’re practically impossible to pay off in time without defaulting or getting hit with penalties and interest spikes.

Rely on TNL’s Title Loans of San Jose

tnl car title loans san jose ca

The Net Lender is ready to prove to you why you can count on us to get fast cash, when you need it and no later. We don’t require a ton of information. In fact, our online title loan application just takes a few minutes to fill out; if that! Simple is key.

Reasons To Apply for a Car Title Loan in San Jose, CA

Our customers have come to us for cash to assist with a variety of things that include:

  • Unexpected Expenses (hospital visit, home repair, vehicle repair, braces, etc.)
  • Traveling Costs
  • School Tuition
  • Medical Expenses

While that’s only a handful of the many reasons you might need a collateral loan, those are among the most common. You aren’t alone if you need money right now and we’re here to help you. You’re in an emergency situation so we treat it as an emergency. Whether your emergency or situation is time-sensitive or not, we strive to help you get the money in as little as the same day!

Do I Need to Drive to Your Office to Get Approved for My Auto Title Loan?

Nope! Save yourself some gas and an extra stop today! We encourage all of our applicants to first apply online or give us a call to speak to a loan officer. Our reason is simple – why drive yourself all the way out there if we can help you speed up the process over the phone? Our loan officers are able to help you faster and more efficiently when you have everything on-hand at home. We’ve had many applicants stop by our offices only to realize they left their paperwork and important documents at home and had to take extra time to drive back.

To save you the extra trip and the time it takes for your loan to process, TNL Car Title Loans wants to make things as uncomplicated for you as possible. This means we give priority to our customers and clients who give us a call or have filled out an application online. In the end, it becomes a win-win situation for our clients since they no longer have to worry about forgetting their paperwork or driving to and from home. Instead, you have everything you need for your loan at home when you have your documents on-hand and we’ll make every accommodation to get your loan approved right away.

Do I Need an Appointment? Do You Accept Walk-ins?

You do not need an appointment to start a loan with us. We currently do not accept walk-ins for one main reason. TNL Car Title Loans emphasizes speed, convenience, and ease for our title loans. We’ve noticed that a majority of our customers are more comfortable doing things over the phone and were able to receive their loans 75% faster than our clients who came into the office. This is because many of our customers are able to have their important documents on-hand while in the comfort of their homes or offices. And we’re able to have things in order quickly.

Many customers who came in the store would forget or leave certain paperwork at home which often delayed their loan process. To keep our word to our customer base, we aim to make things as convenient as possible by speeding up the loan process and cutting down the wait time for you. No need for appointment times, no need for drive ins, no need to drive back and forth from your house! Just give us a call or apply online and you’re ready to go!

You Can Apply Online Now

Our professional staff have helped us make the application process for auto title loans for San Jose residents a breeze. Just answer a few questions about you and your vehicle using our online application or call one of our helpful loan representatives at 888-663-7074. Even if you decide not to choose us for your quick cash needs, we hope to help you understand how our car title loans work. We services a large portion of California, including San Jose (95125) in addition to the following areas: 95136, 95118, 95111, and 95123.

About San Jose, CA

San Jose is located in California and the significant population makes it the 10th largest city in the U.S. and 3rd largest in the state of California. Earthquakes are not uncommon in San Jose as it’s situated between two faults: (1) San Andreas Fault; and (2) Calaveras Fault.

The Net Lender – Your Reliable Auto Title Loans San Jose CA Provider

Frequently Asked Questions:

  • What is a car title loan?

    Car title loans are secured loans, which use your vehicle to back the loan. In the case of a car title loan, customers borrow against the value of their vehicle. This means that lenders will use your car’s value to determine your loan amount. For example, if your vehicle’s current market value is $6,000, then your loan amount can be up to $6,000. Borrowers can still keep their car for personal use, but will need to transfer the vehicle title to the lender in order to back their loan. Should a borrower default on the loan and is unable to repay the loan in full, vehicle ownership will be transferred to the lender to cover the debt. However, when the loan is paid off, the lender will transfer the title back to the borrower’s name.

  • What paperwork do I need?

    When you take out a car title loan, you will need the following documents:

    • Title to Your Vehicle (clean and lien-free)
    • Your Drivers License
    • Proof of Insurance
    • Your Address
    • The Vehicle (and full ownership)
    • Proof of income (minimum $1500 month)
    • Must be 18 or older
  • Do I get to keep my car?

    Yes, the best part about taking out a car title loan with TNL Car Title Loans is that you get to keep your car for personal use. Although the car title will be transferred under the lender’s name, your car will be yours to keep until you pay the loan off.

  • How do I get a car title loan online?

    TNL Car Title Loans is the best resource for getting a loan online. You can save an enormous amount of time by getting your loan online with us. There’s only 3 easy steps involved in getting an online car title loan with us:

    1. Give us a call today at (888) 663-7074  or fill out our online application, which will take you less than 5 minutes! Our loan officers will answer any questions or concerns you may have about the loan process.
    2. Once you are qualified for the loan, we’ll give you an estimate of how much you can take out for your loan. Then send over your important documents such as a copy of your car title, your driver’s license or ID, proof of income, and proof of registration and insurance.
    3. And that’s it! Your loan will be processed, and you’ll have access to your money through wire transfer or MoneyGram.
  • How fast can I receive the loan?

    Our customers have been able to receive their loan in as little as 24 hours. To expedite your process, we highly recommend our customers prepare the appropriate documents and paperwork in advance. This will cut down your processing time and help you receive your loan faster.

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