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Title Loans San Luis Obispo, CA

GET A CAR TITLE LOAN IN LESS THAN 24 HOURS

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Title Loans San Luis Obispo, CA

Address: San Luis Obispo, CA, 93405
Phone number: 888-663-7074
1
Car
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2
Your
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3
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why you should get a title loan with The Net Lender:

1.
Have cash in your hand in under 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Nationwide Coverage

We service the majority of cities and states in the US from coast to coast to make things as convenient for you as possible.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

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What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

Very helpful place

This place was honest and answered all of my questions without hesitation. Super nice staff and great rates on their title loans.

Highly recommend them if you need a loan and happen to own your car too.

- Vanessa
I highly recommend this company.

I was in desperate need of cash. I had some financial problems that I won’t get into…life happens. I called around a few places and was not getting much help and decided to call The Net Lender. I had a professional staff person explain the process and got a loan on my car the same day.

- Andy Jones
Restored My Faith in Loan Agencies

I am the head of the household and I know that pressure one can get from bills and discrepancies in your credit. I used my car I bought before I got married and it turned out to be  such a lifesaver for me. I took out about half of what I was offered and wasn’t pressured any further. Thank you and hopefully my car will be eligible again if need be.

- Jeremiah Lutes
Highly Recommended by My Neighbors
I came in directly after my work shift and was worried due to the time restraints to get my loan processed in time. Everything went smoothly and quickly but most importantly, efficiently. Very friendly staff. I would recommend TNL for any person needing money quick.
- Jill Banner
Very Helpful Establishment

Getting a title loan was significantly easier than I anticipated. Bryan was really knowledgeable and walked me through the method with ease. If I’m ever in a tough position again, I’m confident that they may be able to help me out! Incredibly nice and very helpful!

- Kim Redding
Got a Nice Amount for My 4×4
Fantastic service, with efficient and knowledgeable employees. I was in and out in no time, with just what I required. Would undoubtedly suggest and use again.
- Rick G
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Auto Title Loans in San Luis Obispo

You might be surprised to learn of the many uses for obtaining an auto title loan. In order to apply for a title loan you simply must own your vehicle and have a clear title. That’s it. Your credit? It doesn’t play a role in our loan approval process. You can get a substantial amount of cash just from the value of your vehicle. Your car’s value determines how much you receive, not your credit. It’s pretty easy to obtain a car title loan in San Luis Obispo, California through The Net Lender. The best part is we do our best to be fast and efficient to help you have cash in hand as quickly as possible.

We make it our goal to go above and beyond to meet your needs. You can always count on our title loan specialists to offer assistance when you need it. In addition, they can help you draft the perfect repayment plan that suits your existing financial situation. If you are able to repay the loan before repayment is due, we won’t charge you for it. There is also no hidden fees to worry about when working with us.

When a Title Loan is Ideal For You

You might be unsure of when it’s ideal to use a car title loan to get the funds you desperately need. Times when money from a short term car title loan might become useful include:

  • Dental/Medical Bills
  • Emergency Auto/Home Repairs
  • Travel Costs (pleasure and business)
  • School Tuition
  • Credit/Debt Consolidating
  • Purchase Propane for the Winter
  • Down Payment
  • And so much more!

Many San Luis Obispo residents find out auto title loans to be especially reliable and efficient. They rely on us when they’re in a financial bind; typically for time-sensitive problems. Regardless of why you may need some extra cash, The Net Lender is here to help you get it.

Call (805) 549-5834 or Apply Online Now

It’s quite easy to apply for a car title loan in San Luis Obispo, California. Here at The Net Lender we utilize a simple 3-step process to ensure convenience, ease and swiftness. You need money and quickly, not in a day or two or a week. Our online car title loan application only takes a few minutes to complete and submit. One of our San Luis Obispo title loan specialists will review your application and phone you to confirm the status of your application. If you have any questions at any time you can simply give us a call. We serve the following zip codes: 93405, 93410 and 93402.

Do I Need to Drive to Your Office to Get Approved for My Loan?

Nope! Save yourself some gas and an extra stop today! We encourage all of our applicants to first apply online or give us a call to speak to a loan officer. Our reason is simple – why drive yourself all the way out there if we can help you speed up the process over the phone? Our loan officers are able to help you faster and more efficiently when you have everything on-hand at home. We’ve had many applicants stop by our offices only to realize they left their paperwork and important documents at home and had to take extra time to drive back.

To save you the extra trip and the time it takes for your loan to process, TNL Car Title Loans wants to make things as uncomplicated for you as possible. This means we give priority to our customers and clients who give us a call or have filled out an application online. In the end, it becomes a win-win situation for our clients since they no longer have to worry about forgetting their paperwork or driving to and from home. Instead, you have everything you need for your loan at home when you have your documents on-hand and we’ll make every accommodation to get your loan approved right away.

Do I Need an Appointment? Do You Accept Walk-ins?

You do not need an appointment to start a loan with us. We currently do not accept walk-ins for one main reason. TNL Car Title Loans emphasizes speed, convenience, and ease for our title loans. We’ve noticed that a majority of our customers are more comfortable doing things over the phone and were able to receive their loans 75% faster than our clients who came into the office. This is because many of our customers are able to have their important documents on-hand while in the comfort of their homes or offices. And we’re able to have things in order quickly.

Many customers who came in the store would forget or leave certain paperwork at home which often delayed their loan process. To keep our word to our customer base, we aim to make things as convenient as possible by speeding up the loan process and cutting down the wait time for you. No need for appointment times, no need for drive ins, no need to drive back and forth from your house! Just give us a call or apply online and you’re ready to go!

About San Luis Obispo, CA

San Luis Obispo is located in the state of California in San Luis Obispo County. The population of the city as of 2010 was 45,119. This particular community just happens to be one of California’s oldest, having been founded in 1772.


Frequently Asked Questions:

  • What is a car title loan?

    Car title loans are secured loans, which use your vehicle to back the loan. In the case of a car title loan, customers borrow against the value of their vehicle. This means that lenders will use your car’s value to determine your loan amount. For example, if your vehicle’s current market value is $6,000, then your loan amount can be up to $6,000. Borrowers can still keep their car for personal use, but will need to transfer the vehicle title to the lender in order to back their loan. Should a borrower default on the loan and is unable to repay the loan in full, vehicle ownership will be transferred to the lender to cover the debt. However, when the loan is paid off, the lender will transfer the title back to the borrower’s name.

  • What paperwork do I need?

    When you take out a car title loan, you will need the following documents:

    • Title to Your Vehicle (clean and lien-free)
    • Your Drivers License
    • Proof of Insurance
    • Your Address
    • The Vehicle (and full ownership)
    • Proof of income (minimum $1500 month)
    • Must be 18 or older
  • Do I get to keep my car?

    Yes, the best part about taking out a car title loan with TNL Car Title Loans is that you get to keep your car for personal use. Although the car title will be transferred under the lender’s name, your car will be yours to keep until you pay the loan off.

  • How do I get a car title loan online?

    TNL Car Title Loans is the best resource for getting a loan online. You can save an enormous amount of time by getting your loan online with us. There’s only 3 easy steps involved in getting an online car title loan with us:

    1. Give us a call today at (888) 663-7074  or fill out our online application, which will take you less than 5 minutes! Our loan officers will answer any questions or concerns you may have about the loan process.
    2. Once you are qualified for the loan, we’ll give you an estimate of how much you can take out for your loan. Then send over your important documents such as a copy of your car title, your driver’s license or ID, proof of income, and proof of registration and insurance.
    3. And that’s it! Your loan will be processed, and you’ll have access to your money through wire transfer or MoneyGram.
  • How fast can I receive the loan?

    Our customers have been able to receive their loan in as little as 24 hours. To expedite your process, we highly recommend our customers prepare the appropriate documents and paperwork in advance. This will cut down your processing time and help you receive your loan faster.

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